Disclaimer: Privacy Practices Notice

Div Line

We appreciate the opportunity to serve you by providing a quality insurance program and other financial services. We have always placed a high priority on protecting the personal information you provide us. The following is presented as part of our continuing commitment to your privacy, and as mandated by new federal and state laws.

Purpose of this Notice

Title V of the national Gramm-Leach Bliley Act (GLBA) and the laws of the State of California generally prohibit any financial institution, directly or through it's affiliates, from sharing nonpublic personal information (NPI) about you with a non-affiliated third party, unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom you may be disclosed. In compliance with the GLBA, we are providing you with this document that notifies you of the privacy policies and practices of our insurance agency.

HB Resources Insurance Services, Inc.
Policy and Procedures on Privacy

We collect nonpublic personal financial information about you from the following sources: Information we receive from you on applications and other forms, information about your transactions with us, our affiliates or others, information we receive from a consumer reporting agency, and information received from you via e-mail. We may disclose all of the information we collect about our customers or former customers to financial service providers (such as life insurers, health insurers, property and casualty insurers, agents and brokers) and to companies that perform marketing services on our behalf. We restrict access to nonpublic personal financial information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal financial information. Any controversy or claim arising out of or relating to our privacy policy, or the breech thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

We reserve the right to change this Privacy Policy at any time. Should you have any questions or concerns regarding this notice, please contact us at hazel@hbrinsurance.com.

Should you have any questions or concerns regarding this notice, please contact us at hazel@hbrinsurance.com.




 

NAHU Code of Ethics

  • To hold the selling, service and administration of health insurance and related products and services as a professional and public trust and do all in my power to maintain its prestige.
  • To keep paramount the needs of those whom I serve.
  • To respect my clients' trust in me, and to never do anything which would betray their trust or confidence.
  • To give all service possible when service is needed.
  • To present policies factually and accurately, providing all information necessary for the issuance of sound insurance coverage to the public I serve.
  • To use no advertising which I know may be false or misleading.
  • To consider the sale, service and administration of health insurance and related products and services as a career, to know and abide by the laws of any jurisdiction Federal and State in which I practice and seek constantly to increase my knowledge and improve my ability to meet the needs of my clients.
  • To be fair and just to my competitors, and to engage in no practices which may reflect unfavorably on myself or my industry.
  • To treat prospects, clients and companies fairly by submitting applications which reveal all available information pertinent to underwriting a policy.
  • To extend honest and professional conduct to my clients, associates, fellow agents and brokers, and the company or companies whose products I represent.