Employee Benefits

At HB Resources Insurance Services we offer customized benefit packages to meet you and your employee's needs while controlling costs. We pride oursleves on our personal customer service and always keep up-to-date on new health issues. We use our knowledge and expertise to help to keep you in compliance with laws & regualtions and avoid costly penalties.

Client Services

  • Customized Benefits Packages to fit you and your employee needs.
  • Plan surveys reflecting the variety of benefits and cost of the major carriers in the market.
  • Customer service to assist you in all aspects of your benefit plan-including claims, administration and employee meetings.
  • Quarterly service calls to check in and see if your plans are running smoothly.
  • Updates on legislative regulations affecting our clients.
  • Working relationships with all major carriers and health plans.
  • We make an HR Consultant available to our clients.
  • We provide a monthly newsletter "Employee Benefits Report."


  • Group Medical Insurance: PPO, HMO, EPO, HSA and HRA plans
  • Dental and Vision plans
  • STD and LTD disability - group and individual plans
  • Voluntary Plans
  • Group term Life and AD&D
  • Long Term Care - group and individual plans
  • Section 125 plans - POP, HSA, HRA and FSA
  • Life Products for key person coverage
  • Individual Life and Disability coverage

Group Health

Discover how group health insurance can help you comply with regulations and attract more qualified, productive employees for your business.

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Dental Insurance

Keep smiling and learn how we can help your dental insurance costs low while still enjoying the benefits of regular dental cleaning and checkups.

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Vision Insurance

Take a look at the group vision insurance plans and benefits we offer. Vision benefits can help reduce healthcare costs & turnover rates and boost productivity.

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Life Insurance

Life insurance provides the certainty and financial security for you and your loved ones. Find out if this is the right choice for you and your family.

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Disability Insurance

Protect yourself and your loved ones from the unexpected. Learn more about Disability Insurance and how you can protect your income with the right policy.

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Health Savings Accounts

Learn how you can take advantage of this tax-free system and use a Health Savings Account to pay for your medical expenses.

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Health Reimbursement Accounts

A Health Reimbursement Account are a way for employers to help offset their employees’ health care costs for eligible expenses and gain tax advantages.

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Flexible Spending Accounts

Flexible Spending Accounts allow employees to pay for qualified services on a pre-tax basis, thereby reducing their total taxable income and increasing their spendable income.

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Premium Only Plan

A Premium Only Plan allows employees to pay certain qualified expenses on a pre-tax basis, thereby reducing their total taxable income and increasing their take-home income.

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